Help Center

The mission of this website is to ensure that payday loan applicants receive the service they expect and the money apply for in a timely manner. Our goal as the link between you and the direct lender is to offer an easy, fast and transparent process to accessing cash with confidentiality, convenience and security.

At any point in time, a need for additional cash can arise and we understand that you need fast access. We have been in this business of helping borrowers get approved for up to $1,000 since 2010. Through dedicated commitment and customer loyalty, our goal is to become the go to source for payday loans online. For questions which relate to borrowing or to understand more about how to qualify for a loan, visit our FAQ’s page for more information.

Will my credit history be checked prior to receiving an advance?

No. Your lender will not check your credit with any credit bureaus. A good credit rating is not needed to be eligible to receive a loan. However, most lenders subscribe to a risk assessment service which helps determine if a potential borrower currently has outstanding payments.

What if I decide to change my mind about taking out a loan?

Industry best practices enable the borrower to cancel a transaction before the ending on the next business day at no cost if the full amount is returned to the provider.

How confidential is the transaction or process?

Your confidentiality is protected through strict privacy policies and payday lending transactions are not reported to the credit agencies.

How much are the fees?

Lender fees are in compliance with federal and state laws and are competitive. The costs and fees are clearly stated or outlined in the lending agreement or terms of the loan.

Apply with Payday Loan Spot